Savings
| Share/Savings | Rate | APR* | Term |
|---|---|---|---|
| Savings | .10 | .10 | N/A |
| Christmas Club | .10 | .10 | N/A |
| Individual Retirement Account (IRA) | .20 | .20 | N/A |
Certificates (CDs)
| Certificates | Rate | APR* | Term |
|---|---|---|---|
| 6 Month Certificate – $500 Minimum | .60% | 182 Days | |
| 6 Month Certificate > $50,000 | .85% | 182 Days | |
| 1 Year Certificate – $500 – $49,999.99 | 2.00% | 12 Months | |
| 1 Year Certificate – >$49,999 | 2.50% | 12 Months |
Fees
| Share Draft/Checking Fees | |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Overdraft Advance Fee | $25.00 per item | ||||||||||||||||||||
| Stop Payment Fee | $25.00 per request | ||||||||||||||||||||
| Returned Item Fee | $25.00 per item | ||||||||||||||||||||
| Draft Printing Fee | Dependant on style | ||||||||||||||||||||
| Other Fees | |
|---|---|
| Garnishment/Levy Fee | $25.00 per occurance |
| Wire Transfer (outgoing) fee | $10.00 per transfer |
| Inactive Account Fee | $5.00 per month – after 1 year of inactivity |
| Teller Check Fee | $1.00 per check |
| Membership Share | $5.00 par value |
| Membership Fee | $10.00 |
| Christmas Club Withdrawal (1 per year at no charge) | $5.00 per withdrawal |
| Plastic Card Replacement | $5.00 per card |
| Statement Reprint | $1.00 per page |
| Temporary Check Printing | $3.00 per 12 checks |