Effective as of: 1/3/2017

 

Loans Rate APR* Term
New Auto – 2012 and newer 2.99 2.99 60 – 84 Months
Used Auto – 2011 and older 4.99 4.99 36 – 60 Months
Line of Credit 11.00 11.00 30
Platinum VISA 8.99 8.99
Home Equity Line of Credit 5.00 5.00 Up to 180 Month
New RV/Boats – 2012 and newer 4.99 4.99 60 – 84 Months
Used RV/Boats – 2011 and older 4.99 4.99 48 – 72 Months
Share Secured 6.50 6.50 120
CD Secured 6.50 6.50 120
Rates listed are based on a credit score of 700 or higher – actual rate and LTV will vary dependant on applicant’s score
*APR = Annual Percentage Rate

 

Share/Savings Rate APR* Term
Savings .10 .10 n/a
Christmas Club .10 .10 n/a
Individual Retirement Account (IRA) .20 .20 n/a
*APR = Annual Percentage Rate

 

Certificates Rate APR* Term
6 Month Certificate – $500 Minimum .10 182 Day
6 Month Certificate > $50,000 .15 182 Days
1 Year Certificate – $500 – $49,999.99 .20 12 Month
1 Year Certificate – >$49,999 .30 12 Month
*APR = Annual Percentage Rate

 

Share Draft/Checking Fees
Overdraft Advance Fee $25.00 per item
Stop Payment Fee $25.00 per request
Returned Item Fee $25.00 per item
Draft Printing Fee Dependant on style
Overdraft Loan Advance Fee $6.00 per advance
Overdraft Transfer from Savings $3.00 per transfer
Other Fees
Garnishment/Levy Fee $25.00 per occurance
Wire Transfer (outgoing) fee $10.00 per transfer
Inactive Account Fee $5.00 per month – after 1 year of inactivity
Teller Check Fee $1.00 per check
Membership Share $5.00 par value
Membership Fee $10.00
Christmas Club Withdrawal (1 per year at no charge) $5.00 per withdrawal
Plastic Card Replacement $5.00 per card
Statement Reprint $1.00 per page
Temporary Check Printing $3.00 per 12 checks